Reader’s Question:

If I damage my car because of an accident here in East Jefferson, Texas and I get charged with DWI, will my insurance cover me if I have both collision and comprehensive insurance?

Kael

East Jefferson, TX

Generally, if your car insurance was in force at the time of the crash, even with being charged with DWI in East Jefferson, Texas, you car insurance policy will cover you for the damage. But it your car insurance policy has specific exclusions in it with regard to an occurrence such as this, the car insurance provider could be able to deny your claims.

To check out for sure if you will be covered for damaging your car when you were driving while intoxicated, speak with your insurance agent and go through the terms of your car insurance policy. If you’re covered, then it would probably be your collision coverage that a claim would be placed for the damage your car had and this would also mean a deductible will apply. If your insurance premiums become higher or if your car insurance provider cancels or non-renew your policy because of a DWI, start looking for new car insurance coverage here by getting a rate quote.

Tags: car insurance, car insurance policy, car insurance quotes, comprehensive insurance coverage, DWI