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Car Insurance Texas TX
Filed under: DWI lawyer in Texas, Online DWI attorney help
Reader’s Question:
I got into an accident wherein my car was damaged but it wasn’t for sure my fault. Do I have to inform the other driver’s car insurance company here in Texas first before I have my car repaired or shall I just wait for them?
Adolfo
El Paso, TX
To get a clear-cut on car insurance, this means an agreement between a driver and an insurance provider wherein the insurance provider concur paying for damages and losses its insured driver causes. If a driver damages your vehicle and caused injury to you, his/her car insurance provider would be accountable for paying for the damages and injuries. In theory, all you need to do is to inform the other driver’s insurance provider about your damages and injuries, bring your vehicle to a body shop, go to a hospital and wait for the insurance provider to pay for the charges.
Then again, a theory is not always put into practice because insurers over and over again would tell you that you should get their permission to go on with the car repairs and medicate your wounds. Making a decision on your own could cause trouble to the payment in the insurer’s claims adjuster argue that they did not allow it. So in any case, get the insurer to take accountability prior to going on with the repairs. You need to obtain their consent in writing, so ask the car insurance company there in Texas to send you through fax for you to speed up the repairs.