Reader’s Question:

I am confused on how to go about filing for SR22 insurance. I just got convicted for DUI and I don’t know the process of getting an SR22 in Dallas, Texas. I don’t even know what an SR22 is for. How do I file for one here in Texas?

Mary

Dallas, TX

In Texas, DUI convicts are required to file an SR22 with the Texas Department of Public Safety (DPS). This is a way by which the DUI offender can prove to the state that he has some form of auto insurance coverage. If the insurance policy is canceled, has gaps, lapse of coverage, etc., the insurance company needs to immediately notify TX DPS. Upon notification, the Texas DPS will quickly suspend the DUI offender’s driving privileges and his TX driver’s license.

The SR22 is filed by an insurance company and states that the driver has auto liability insurance and it is in effect. SR22 filing is frequently required when insurance is provided to an individual who was in an accident or was convicted of a traffic offense and was unable to show financial responsibility at the time of the offense.

Once convicted of DUI, your auto insurance rates more likely will shoot up. Be sure to contact your Dallas, Texas insurance agent or insurance company to see how your insurance rates will be affected. Or, as early as now you can start to do comparison auto insurance quotes. Shop around for free auto insurance quotes available in this website.

Tags: car insurance, drunk driving insurance, DUI, insurance, SR22 insurance